Responsible lending, from a regulated partner.
Froda is a licensed credit institution under the supervision of the Swedish Financial Supervisory Authority, that has focused on SME and microbusiness financing solutions since 2015. Through Froda Embedded, we offer end-to-end embedded finance solutions.
We provide the full financing infrastructure – from funding and underwriting, to compliance and loan servicing – and we assume the credit risk. By partnering with us, you can integrate lending and other financing solution into your existing environments, without adding any operational complexity.
Fair access, by design.
Businesses deserve to be judged by their performance, not the business owner's background or connections. That's why Froda's process is completely data-driven and credit decisions are made using transaction data.
This leads to more businesses getting a fair assessment and in turn more access to financing. This will lead to more small businesse being able to invest and realize their ideas – contributing more jobs, more innovation and more growth.
Data privacy and GDPR
Froda maintains a structured approach to data privacy and information security across all products and partnerships. We ensure lawful processing of personal data, apply data minimization principles, and maintain records of all processing activities, alongside appropriate technical and organizational safeguards.
How personal data is shared or processed in collaboration with partners is governed by appropriate contractual arrangements, such as data processing agreement, joint controller agreement or similar. The extent of these agreements depend on applicable regulation and the nature of the partnership.
