Become a full-service SME bank
Offer a native financing experience without having to build the infrastructure for it yourself. Give your customers access to the full range of banking services by integrating Froda Embedded.
Fast, data-driven and tailored to your customers' needs. The solution blends seamlessly with your platform and requires minimal work from your end.
Fully integrated into your platform
24h
€500
36m
Low effort for banks. Big impact for SMEs.
Effortless deployment
Simply integrate our APIs to add financing to your offering.
Minimal maintenance
Automation from origination to reporting as well as AML & KYC.
Risk-free revenue
Earn income on active loans but let us manage the credit risk.
Unmatched customer experience
From application to disbursement in 24h and automatic repayments.
Benefits for neobanks
Add revenue without adding risk
Earn interest income on loans without having to worry about credit risk or balance sheet impact.
Earn interest income on loans without having to worry about credit risk or balance sheet impact.
Retain and attract customers
Offer frictionless and fast lending that aligns with modern SME needs.
Offer frictionless and fast lending that aligns with modern SME needs.
Resource efficient
Avoid spending time and resources on developing complex new lending infrastructure.
Avoid spending time and resources on developing complex new lending infrastructure.
Benefits for SMEs
Improved access
Streamlined access to financing where they manage their financial needs, with pre-scored available loan amounts.
Streamlined access to financing where they manage their financial needs, with pre-scored available loan amounts.
No lead-times
Financing when they actually need it. From application to disbursement in less than 24h thanks to our automated process.
Financing when they actually need it. From application to disbursement in less than 24h thanks to our automated process.
Frictionless experience
The seamless experience SMEs prefer. No document requirements, zero meetings and automatic repayments.
The seamless experience SMEs prefer. No document requirements, zero meetings and automatic repayments.
Benefits for all
Job creation
SMEs create 4/5 jobs. By improving their access to financing, banks can enable SMEs to grow and create more job opportunities.
SMEs create 4/5 jobs. By improving their access to financing, banks can enable SMEs to grow and create more job opportunities.
More innovation
Improving their access to financing will lead to more SMEs being able to invest and realize their ideas, which will lead to more innovation.
Improving their access to financing will lead to more SMEs being able to invest and realize their ideas, which will lead to more innovation.
GDP growth
SMEs already account for more than half of GDP contribution. With improved financing access, their contribution will increase.
SMEs already account for more than half of GDP contribution. With improved financing access, their contribution will increase.
Simpler and more available banking for SMEs
Easy to integrate. Easier to scale.
10 years of SME expertise
Models, infrastructure and risk assessment that has stood the test of time
Scalable and automated
Built for high volumes
Seamless deplyment
Simply integrate with API
Proven customer satisfaction
The highest-rated SME financing experience, year after year
Your brand, your customers
White-label lending that fits seamlessly into your ecosystem
Meet with an expert
Book a demo
Visa Ready Program
Backed by EIF
Regulated by Swedish FSA
